Next, we explain what it consists of so that you can implement it on your website and online payment gateway , so that it is presented to the client in the easiest and clearest way possible. What changes does PSD2 SCA introduce to your website? Online card payments are b2c email list main type of transactions affected by SCA . Thus, all card payment transactions must be verified by pin code or password, card coordinates of the applicable bank or by fingerprint or facial recognition. If one of these authentication systems is not incorporated, the new regulations would be violated. What transactions are exempt from the new PSD2? There are several exemptions that are outside the scope of SCA , which typically b2c email list businesses with recurring revenue. Although the payment gateway you have contracted must detail this information, these are the most significant: Transactions made outside of Europe (client or company).
Company-initiated transactions. Transactions of an amount less than €30. The first verification is valid for up to 4 payments. Trusted Beneficiaries. If your client whitelists your company with their bank, your transactions do not require this verification. Corporate payments. Company b2c email list do not require verification to be accredited by the company. Low risk transactions. Transactions from devices with facial or fingerprint recognition. Does SCA affect subscription business? For subscription companies or with recurring b2c email list payments, such as training platforms, only a single authentication will be necessary in the first payment . As long as they are recurring payments of the same amount and with the b2c email list card , it will not be necessary to verify it again. Generally, it is the client's bank that facilitates the authentication through its payment platform. These are the main changes and exemptions that the new European regulations entail in relation to card payments through your online business.
Knowing what PSD2 SCA is and how it can affect your business , it is essential that you configure this new verification process well to avoid security problems or possible payment incidents. If you need advice for the correct implementation of PSD2 in your payment system , as well as for any other technological solution, do not hesitate to contact us. In this era in which practically everything works via the Internet, personal b2c email list with future clients seems unnecessary, even irrelevant. However, an effective business visit is not only important, it is also convenient. Perhaps it is the most successful technique when it comes to closing a possible sale with a client, because business, in the end, is a matter of people. Techniques for an b2c email list commercial visit From CTI we propose a series of techniques that will help you establish direct communication with your future client and that will provide greater confidence to those potential users waiting to be definitely captured by your company.